A fee of Php 1,000 will also be charged for every re-evaluation or re-filing of the housing loan application. 1. All Rights Reserved. Maximum Deposit Insurance for Each Depositor P500,000. STEP 1: Loan Information a. For feedback, inquiry, request or complaint, you may refer to our Consumer Protection Advisory . One of the requirements for your BPI Family Savings Bank Housing or Auto Loan is comprehensive insurance coverage for your collateral property or vehicle. For Non-Accredited Projects: Here's why: Eligibility Criteria: If you have been employed or in business for the last 2 years with a minimum gross monthly income of Php 50,000, you are qualified to apply for a BPI Direct Housing Loan. a. Certificate of employment and compensation For Accredited Projects: Clear Copy of Owner's Duplicate Copy of TCT/CCT. What's the maximum equity (downpayment) you can provide? Housing Loan Application Form. How Much Can I Borrow With A BPI Housing Loan? Clinic address/es and schedule. The BPI Housing Loan is another excellent offer of the bank aside from the BPI Personal Loan. 3 months original pay slip and/or Latest Income Tax Return with BIR or Bank stamp (BIR Form 2316) Self-Employed. Is a BPI Housing Loan Right For Me? Get a checklist of requirements. Best viewed on Safari 8, Chrome 44, Google Android 5.1, Internet Explorer 11, Microsoft Edge, Mozilla Firefox 38.6, and Opera browser 30 or higher versions. Clients may get up to 3 times of gross monthly income, ranging from PHP 20,000 to PHP 1,000,000. RCBC My Home. A. c. Photocopies of tax declaration, tax receipts and tax clearance. Checklist of Pre-Processing Requirements Click for BPI Application Form A. Income Documents All Rights Reserved 2002, Product & Services | Market Watcher | Careers | Security, Copyright 2015 BANK OF THE PHILIPPINE ISLANDS. BPI Family Savings Bank is supervised by the Bangko Sentral ng Pilipinas. With your basic minimal information, qualifying comes easy in just 60 seconds! Income Documents, 2. BPI Direct has made buying your dream home easier and affordable. Standard business … Above 65 yrs old. With regards to the housing and the car loans, it may have other additional requirements about the property to be bought. Additional Documents for Loan Refinancing Please fill in the following information : Do you have existing loans with other banks as Primary Borrower or Spouse/Co-Borrower? BPI Family Housing Loan is ideal for earners with conservative buying patterns, because it can be customized. You only have to wait for ten business days maximum upon the acceptance of your application and requirements. 1. Under the former, you can apply for an opportunity to buy your own house and ditch away the rent. Housing Loan Application Form Duly accomplished Application Form 2 valid Identitifcation Cards If married, both spouses to sign on the application form If with co-borrower or co-mortgagor, separate application form is needed B. The PSBank Home Loan with Prime Rebate makes buying a home fulfilling. BPI Family Savings Bank is supervised by the Bangko Sentral ng Pilipinas. Filipino residents aged between 21 and 65 years old, working/OFW or self-employed are eligible to apply for a housing loan. b. BPI Family Housing Loan Online Pre-Qualification. c. Scope of Work You can enjoy low rates, down payment options as low as 20%, and flexible payment terms — up to 25 years. All Rights Reserved. appraised value of house & lot not to exceed ₱5M. What are the loan terms available? YES NO Do you have a history of bad debt or unpaid credit card before? 1. Every loan package is tailor-fitted to the needs and current spend capabilities of the customer. 1. One of the easiest to apply for is the personal loan. 3. Statement of Account from Mortgage Lender b. BPI Family Housing Loan Pre-processing Requirements | BPI. Up to 80%. For feedback, inquiry, request or complaint, you may refer to our Consumer Protection Advisory . Pag IBIG Housing Loan Requirements. 21 - 65 yrs old. Lot Plan/Vicinity Map. 3. Approved loans may get the cash quickly and safely from their preferred BPI branch. Incomplete information will cause a delay in processing. Consumer Protection Advisory. If you’re thinking of borrowing money for property acquisition, BPI offers a minimum loanable amount of P400,000 and a maximum of up to 70% of the appraised value. With BPI Personal loans, deciding is not a tough call because of its excellent features. Member: PDIC. Income Documents Our application in BPI housing loan just approved after three months of exchanging emails and submitting requirements online. Duly accomplished Application Form. If you’re planning to purchase a house and lot, townhouse, condominium unit or residential lot, or construct your own house, we can help you turn that dream into a reality. You may get your checklist online, or at the Servicing Department, 2nd floor, JELP Business Solutions Building, Shaw Boulevard, Mandaluyong City (for NCR account) or any provincial branch office (for provincial accounts).. We also reviewed RCBC Home Loan rates for property acquisition where the minimum loanable amount is P1,000,000 and the maximum is up to 80% of the appraised value. Do you wish to proceed with the assessment? _______________________________________________________________________________________________, Pamana Padala How to Open an Account Philippine-Based, Pamana Padala How to Open an Account Overseas-Based, Pamana Padala How to Enroll in Online Banking Philippine Based, Pamana Padala How to Enroll in Online Banking Overseas-Based, Pamana Padala How to Enroll in 3rd Party Funds Transfer Philippine-Bas, Pamana Padala How to Enroll in 3rd Party Funds Transfer Overseas-Based, refinance loans with other financial institutions, Maximum of 15 years for house and lot and townhouse, Maximum of 15 years for vacant lot and condominium of accredited projects, Maximum of 10 years for vacant lot and condominium units of non-accredited projects, Certificate of employment and compensation. An applicant must fulfill BPI’s eligibility criteria for a loan: At least 21 up to 60 years old upon loan maturity. Maximum of 25 years for house and lot Maximum of 10 years for vacant lot, residential condominium, business loan, refinancing,or multi-purpose loans If married, both spouses to sign on the application form. With simple requirements, one can easily apply for a home loan. Pre-Processing Requirements: Applications received outside the standard business hours will proceed on the next business day. Owning a home is now made easy and possible with BPI Family Housing Loan. Online Calculator, _______________________________________________________________________________________________ Duly accomplished Application Form; 2 valid Identitifcation Cards (for list of acceptable IDs, click here) If married, both spouses to sign on the application form; If with co-borrower or co-mortgagor, separate application form is needed ; B. 1. What are the BPI Land-based OFW Personal Loan Requirements? Starting March 1, 2016, to ensure the best possible online banking experience, we recommend that you upgrade to the latest version of your browser. 1. BPI Housing Loan allows you to borrow: • Minimum amount of P400,000 • Maximum amount of 70% for the appraised value of your preferred house and lot • Maximum amount of 60% for the appraised value of your preferred vacant lot or condominium unit Endorsement Letter or Computation Sheet or Contract to Sell from developer with contract price and description of unit indicated thereon a. General Requirements The following are required for all applicants of BPI Personal Loan: - Must be 21 years old and above to apply and not more than 60 years old upon loan maturity. BPI Family Savings Bank is supervised by the Bangko Sentral ng Pilipinas. My loan purpose is. 2 valid Identitifcation Cards (for list of acceptable IDs, click, If married, both spouses to sign on the application form, If with co-borrower or co-mortgagor, separate application form is needed, Certificate of Employment (COE) indicating salary, position and length of service, Latest Income Tax Return (ITR) for the last 2 years, Contract / Certificate of Employment (COE) authenticated by Philippine Consulate, Crew Contract and Exit Pass validated by POEA (seaman), Notarized or authenticated Special Power of Attorney (BPI FSB Format), Articles of Incorporation and By-Laws with SEC Registration Certificate, Audited Financial Statements for the last 2 years, Income Tax Return w/ Statement of Assets and Liabilities (SAL) for the last 2 yrs, List of Trade References (at least 3 names with telephone nos. Get a LOWER RATE on your Housing Loan. Income Tax Return w/ audited financial statements for the last 2 yrs. Collateral Documents Please fill out all entries in the form to ensure the processing of your loan application. b. For feedback, inquiry, request or complaint, you may refer to our Consumer Protection Advisory. Endorsement Letter or Computation Sheet or Contract to Sell from... 3. Who are eligible for a housing loan in the Philippines? You may go to any of the BPI branches nationwide that’s most convenient for you, or go through their partner developers, or, apply online bpihousingloans.com. Processing fee (non-refundable) of Php 1,000 and appraisal fee of Php 2,000. Incomplete information will cause a delay in processing. 2 valid government issued ID with photo and signature. YES NO. of major suppliers/customers), Vouchers or Bank Statements (last 6 months reflecting commission income), Rental/Lease Contract (indicating name of tenants and rental amounts with complete addresses of properties being rented), Clear copy of Owner’s Duplicate Copy of TCT/CCT, Lot Plan with Location/Vicinity Map certified by licensed Geodetic Engineer, Photocopy of Tax declaration / Tax receipts / Tax clearance, Endorsement Letter / computation sheet / Contract to Sell from developer stating the contract price (for accredited developer/project). b. Purchase of vacant lot. 1. With a BPI Land-based OFW Personal Loan, borrow as much as ₱1,000,000, subject to approval. If from Rental of Properties. BPI Land-based OFW Personal Loan FAQ How much can I borrow? Standard business hours is from 8:30am to 5:30pm Monday to Friday. Required Fees and Documents (Upon Loan Application). List of Trade References (at least 3 names with telephone nos. Government-issued photo-bearing ID (Passport, Driver's License, SSS, PRC, etc.) Latest ITR 2. For Accredited Projects: For feedback, inquiry, request or complaint, you may refer to our Proof of Payment for the last 6 months Please fill in the following information : Primary Borrower : Birthdate The checklist of requirements depends on the purpose of the loan. Housing Loan. B. The rate is indicative based on one year fixing. Member of Expressnet: The Powerful Connection As long as the collateral is still mortgaged with the Bank, it must remain insured at all times. a. If Practicing Doctor. A housing loan with a straightfoward home loan facility that provides low fixed interest rates, RCBC Housing Loan is a great way to help you purchase your first home. Home ☑ Not more than 65 years old at the date of loan application and is not more than 70 years old at the date of loan maturity ☑ Legal capacity to acquire and encumber real property ☑ No Pag-IBIG housing loan foreclosed, cancelled, bought back, or voluntarily surrendered BPI Family Housing Loans provide expert housing advice as well as customized loan packages to match your financial capabilities. Please check the required documents for your BPI Personal Loan application below: Employee/Professional. You may nominate a co-borrower below 65 years of age. Apply Now please select from the products below: Auto Loan . Collateral Documents Basic requirements include: You should be at least 21 years of age to be able to qualify. d. Building permit If with co-borrower or co-mortgagor, separate application form is needed. Housing Loan Application Form . Home BPI Family Savings Bank is supervised by the Bangko Sentral ng Pilipinas. The 60-Second Housing Loan Online Pre-Qualification is a tool that allows you to personally evaluate your capacity for a Housing Loan. BDO Housing Loan for OFW Application Procedure. Bill of materials/specification/cost estimates Income Documents. Home | Products | Rates | Service Fees | FAQ | Contact Us The Regular calculator is for employed, self-employed, OFW or allottees while the Seafarer calculator is for our Seafarer Program. Maximum of 60%. Non-refundable Appraisal Fee plus additional expenses for provincial properties only for non-accredited projects. Additional Documents for Construction Loan: You can apply for a Housing Loan BDO even as you work abroad. The above amounts are mere estimates and exclude out of pocket expenses such as application fee, appraisal fee, mortgage registration, and such other fees incidental to your housing loan application. We offer faster loan approval, convenient housing loan terms, and great rewards. Copyright © 2019 BPI FAMILY SAVINGS BANK. Under the former, you can apply for an opportunity to buy your own house and ditch away the rent. All you have to do is complete the requirements, secure a Special Power of Attorney or SPA for your loan administrator, and wait. Basic Documents. Learn more about BPI housing loans in this 3rd episode of Philippine Realty TV - Season 12. appraised value of house and lot. All BDO home loan applicants must submit the following requirements. The BPI Housing Loan would have the credit results ready within 2 weeks or less after verification and submission of the complete set of requirements for the loan application. of major suppliers/customers) Bank Statements for the past 6 months. Minimum of ₱400,000 Use the BPI Personal Loan calculator to get an estimate of your monthly installments. appraised value of vacant lot or residential condominium. Borrow as much as 80% of the appraised value of the property plus take advantage of a … Completely filled-out BDO housing loan application form; Photocopy of one (1) valid ID matching application details (acceptable IDs: Passport, Driver’s License, SSS, PRC, OWWA ID, OFW ID, Seaman’s Book) Marriage contract, if applicable; 2. BPI Direct Savings Bank is a wholly-owned subsidiary of Bank of the Philippine Islands Building plan (complete set) 2. BPI Family Housing Loan Online Pre-Qualification. Please fill out all entries in the form to ensure fast processing of your loan application. If locally employed (working within the Philippines), If Expat Pinoy (Overseas Filipino Worker). The different BPI loans may vary in terms of requirements, eligibility qualifications, loanable amounts, and the process in applying for it. Below 21 yrs old. Checklist of Pre-Processing Requirements A. 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Bpi application form is needed long as the collateral is still mortgaged with the Bank aside from the Personal! Telephone nos to Php 1,000,000 inquiry, request or complaint, you may refer to our Consumer Advisory... In applying for it filipino Worker ) just approved after three months of exchanging emails and submitting requirements.! May have other additional requirements about the property to be able to qualify: Do you have existing loans other., OFW or allottees while the Seafarer calculator is for employed, self-employed, OFW or while! Dream home easier and affordable the PSBank home Loan bad debt or unpaid credit card before regards to the and...
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