Not all credit report data or transactions are monitored. I applied for the chase freedom as previously posted, but received the dreadful “under review” answer. Please review its terms, privacy and security policies to see how they apply to you. 800+ credit score, applied for Chase Freedom Unlimited today 12/2/2020, got the “We need to review your request a little longer. On Dec 2nd got a letter from Chase saying they wanted more documents to review the CSP application. I got approved immediately for the Freedom for $3000.00, and the AmEx ED for $5000.00. The associate who picked up was clearly clueless… kept saying I needed to contact Equifax. Since its introduction over 25 years ago, FICO ® Scores have become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. Thanks for your help! you might be able to somehow convince a credit analyst about your 92% util on your macy's card, but no prime lender is gonna approve you for a new card when you're overspent almost 50% more than what they extended to you. Reply. Copyright ©2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. The letter is dated 02/16/16 which means it was an automatic denial.Should I attempt a recon at all? For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. FTC's website on credit. Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. I recieved a call back in 5 days from the same lady saying they were only able to increase to $3000. Credit history is over a year for both my cards (Amex - 3 and Wells - 2). Any suggestions for how to explain opening new accounts other than wanting to establish a good banking relationship?? I got rejected for a card last week. Chase recon calls for business credit cards can be much tougher than calls for personal cards. For other inquiries about your credit card status, call the customer service or application status numbers. Chase: 888-609-7805 (Credit Analyst/App recon) Tried this number a few times and could not get anywhere with the reps. Copyright ©2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Please review its terms, privacy and security policies to see how they apply to you. Our Story With the Chase Reconsideration Line. Vote Up 0 Vote Down Reply. Any DPs of Chase reps wanting to do a new hard pull if you call weeks (but within 30 days) of the initial application hard pull? Also call up the EO offce for Capital One and try to get a credit limit increase on your cards. Is this still a good recon number for Chase? are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states. Because everyone’s credit history and reasons for rejection are different, there are many ways to go about requesting reconsideration for your application. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. I know it's just a few hundred dollars, but lenders care as much about the % as the dollar amount. They didn't know I already had a Chase card until I told them and they acted surprised. Learn more. Sincerely, CA. Freedom was from a mailer (because the site pre-qual was a higher apr), CSP was cold apped. They will not approve you for a new card if you have applied for 5 or more new cards in the last 24 months. All rights reserved. I gave the agent my social to look up my application and had practiced a bunch of reasons to get the card. That's the nature of a recon. But don’t sweat it, this article will show you tips on exactly how to get through a Chase Business reconsideration line phone call and give you the phone number to call. Income: $90,000. Change) --- (as of 09/02/09, some have posted that PCing former WaMu cards is … I have paid in full and never late on any payments since I opened account with them in 2006. Obviously the new accounts have not hit my CR's, the only one showing is my Cap1 and that should hit it's 6th statement next month. Reply. myFICO is the consumer division of FICO. Thank you for infinity. I recently applied for a new Chase account online and I was given the 30 day in mail notice message. If it says they'll let you know within 30 days, it means Chase has not processed the application yet. It was obviously an automatic denial due to number of inquiries as the AmEx isn't on there yet... so I kind of want to recon it but not sure I want to chance another HP at this time. Also credit limits and amount of credit used on those credit cards and AAoA? How can I make those points actually worth my wild. 90 of the top 100 largest U.S. financial institutions use FICO Scores to make consumer credit decisions. I’ve read in here that if you call recon, it typically could be some extra info needed to push the app. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. myFICO has free credit education information about how FICO scores work, what is a good credit score, and FICO credit score ranges. She asked about my concerns and how to resolve them. Yeah I recieved that letter once a year as well from Capital One (I tried for a CLI every year but every year denied). At this point, you may want to go ahead and call into Chase reconsideration line at: 1-888-270-2127. They will most likely say we just approved you for the Chase Freedom the other day and want to see how you perform on this card prior to approving you for the CSP, be ready to have an argument/reason why you need/want the CSP now vs. later. Take note, these cards since my Cap1 in 09/2015 are the first TL's I've applied for since my car loan in 2007. Inquires in the last 12 months? FICO BANKCARD SCORE 8. Many factors affect your FICO Scores and the interest rates you may receive. If they insist on a hard pull/inquiry I would just say "no". It had been $300 when I applied and then increased automatically to $500 the next year. Chase Credit Card 888-609-7805, 888-871-4649 (Reconsiderations) 800-432-3117 (App status) 888-270-2127 (App recon) 877-781-3109 (CLI You’ll get alerts about any changes in your credit and if any new accounts have been opened – Recon Credit Line Myfico Wells Fargo. Chase Recon Line Advice. Con Funk Shun Original Artist Hit List: ConFunkShun ℗ 1996 IndiBlu Music Holdings LLC ℗ Intersound ℗ Yell Records Released on: 2003-06-24 Auto-generated by YouTube. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. I’ve had a few reports from a few banks (American Express, Chase, others) where I received a pending notice upon applying for a card online. And you won't have to go through this whole grilling. (I already bank with Chase and have never had any issues, always have found them pleasant to deal with). They only accept letter and you would be hard pull again. Learn more. Called recon and asked what “business structure” meant” and was told only thing I could do was go into a branch to find out more. I emailed the EO today, so hopefully I get some traction with that route...that letter is unbelieveable! Sorry for the long story, but basically try to get increases on all your credit cards by calling the banks and requesting increases be done with a "soft pull/inquiry". My husband applied for the Chase Sapphire Reserve card on January 12, 2017, the last day the 100,000-point Chase Ultimate Rewards bonus was available. 1 IMPORTANT INFORMATION: Each FICO ® Score Report is a snapshot of your credit profile that is viewable for 30 days from the date of activation. Amount due - The amount included in each payment represents the minimum amount due under your loan agreement. Depending on if I go through a recon or not, obviously if I do and I happen to get it I will be in the garden for a bit anyway. Whether you're applying for a mortgage, auto loan or new credit, myFICO gives you access to the score you need to apply with confidence. Hung up and tried again. Would this result in another HP? (Only reported to EQ however)No baddies besides the lates, clean public records. Chase runs a separate credit score program that is free and available to everyone. Credit Needed . I am in the same situation. I think it's almost impossible to get a decent CLI with capital one through Customer Service. )If a recon might be a good shot, any suggestions? However, different from Chase, Citi will send your application to another dep. Chase Reconsideration Line. Download Chase Icon | Credit Card icon pack | High quality free Chase icons Chase Ultimate Rewards can be transferred to airlines like Southwest and British Airways, as well as a variety of hotel chains.. Did you apply for a credit card that you are no longer using? Pulled EXP only for a CSP app (denied initially because of Ink Business app but approved via recon). I would also call up Macy's and get a credit limit increase. No worries, we have to do a recon call sometime in this hobby, I got ready for my first one. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. All the information I have is below, I'm pretty sure I got everything there. I called recon line and the guy told me to wait for another 30 days to apply for another card as they don't hand out two cards within that period or recon after 30 days. Based on Credit Karma, it looks like that card is easier to get. Please review its terms, privacy and security policies to see how they apply to you. But you've already taken the pull, so you may as well give it a chance. While we do this, we won't be able to offer you. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. You don’t have to call recon … Rather than calling the reconsideration line, I just “waited it out”, and in a week or two, a brand new card showed up on my door. 90% of top lenders use FICO Scores. I have 3 credit cards with Chase that I never missed a payment on but had small credit limits. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. AmEx Platinum NPSL l BoA Cash Rewards $45,000 l CapOne Quicksilver $24,000 l AmEx Blue Cash $17,000 l Citi Prestige $15,500 l AmEx Platinum Delta $11,000 l AmEx Cash Magnet $10,500 l CapOne Savor $11,000 l Citi Simplicity $10,300 l Amazon Store Card $10,000 l Discover IT $9,500 l Discover IT $7,000 l Chase Sapphire Preferred $7,000 l Chase Freedom Unlimited $6,000 l Chase Marriott Bonvoy $5,000 l Mercurycard $5,400 l Chase Amazon $4,000 l Citi Double Cash $5,000. Like Chase, they will work with you to move your current credit limit from one card to another. Chase “2/30 Rule” – Chase will only approve up to two credit cards every rolling thirty day … They would keep telling me Its pending. I was hoping it was related to verification but apparently not. I called recon on all 3. Whether you're applying for a mortgage, auto loan or new credit, myFICO gives you access to the score you need to apply with confidence. Last Sunday I applied for the Chase Freedom and CSP back to back. I will be spreading the news about this informative site. You you really want the CSP DON'T APPLY for more than the cards you have gotten recently due to the 24x5 rule they have and re-apply in 3-6 months down the line. If your profile supports it, go for it. I called the Recon line ((800) 945-2006), and just kept pressing "0" whenever the automated line asked me for my card number and eventually I got to speak to a human.I ended up being approved then and there for a $1500 limit! Chase Reconsideration Line. They should approve you for at least a $500 limit to start off. Chase cannot change an application you applied for the Slate card to the Freedom card. We're, reviewing our policy for increasing credit limits. Personal Banking Customer Service: 1-800-935-9935; Chase Executive Office: 888-622 … To start earning 2x points on travel and dining, apply for the Sapphire Preferred.The Chase Sapphire Preferred Card is one of the most popular travel reward cards on the market.. I recently applied for the freedom unlimited card using an offer that I received in the mail. Last Sunday I applied for the Chase Freedom and CSP back to back. Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases. myFICO is the consumer division of FICO. EO office has been very helpful. 3. Applied for both but got CSP not the freedom. Further information is available in our FICO Data Privacy Policy. Reconsideration Request Tips. All FICO ® Score products made available on myFICO.com include a FICO ® Score 8, and may include additional FICO ® Score versions. Pulled EXP only for a CSP app (denied initially because of Ink Business app but approved via recon). If the automatic status checker changes and tells you that you’ll be notified in 7 to 10 days, this almost always means that you will be denied. Definitely call since the letter may be wrong. If you try for a third, they will not approve it. They only pulled EXP, and it's based off my EXP report. Finally got a letter regarding yet another denial for a CLI...it reads: "Thank you for contacting Capital Oneregarding your account. 2 years ago. 3 years ago. JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k). Learn about the benefits of a Chase checking account online. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Opened Amex blue cash Preferred $300 bonus on $3000 spend and first year waived off. Help. tool for approximating the impact that getting a new loan or paying off an existing one can have on your ratings. You will have to apply again (which will result in another hard inquiry). I then apped for AmEX and was approved, also from a mailer as the site wasn't showing any pre-quals. Thanks for asking - let me know your thoughts. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Chase Secured Credit Card Myfico. You can also call the reconsideration line while your application is pending to help speed up the approval process. You can try appealing their decision but I'm not sure you'll get too far if they stand firm on that - YEMV. For each credit limit increase you request for each of your cards (I would try all of the current credit cards you have), make sure to tell the representative that you do not want them to pull (hard pull) your credit report, which will result in another inquiry. A credit card stipulates the freedom and flexibility to create purchases once you need to and once you would like to. Chase “5/24 Rule” – For Chase credit cards, there's a 5/24 Rule. But you might be able to get that Slate with another Chase Recon rep. What are you current FICO scores for the three credit beaureas? I got my first Chase business card easily but have been denied twice since then while continually getting approved for personal cards. Does anyone have experience with this? Very happy indeed, but I figured the CSP would give me some sort of message. 90% of top lenders use FICO Scores. But you might be able to get that Slate with another Chase Recon rep. What are you current FICO scores for the … Chase basically give us a choice – either you go promiscuous with other banks out there or you be restrained and then get their best cards once you behave for 2 years. and got the message below: Sadface! 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%. Recon Credit Line Myfico Wells Fargo. I applied for Freedom (instantly approved) and applied for CSP a week later (got the dreaded 30 days message, but ultimately denied). Going to be hard to recon with such a thing credit profile IMO, hence the denial. Called the recon line. Current TL's:Capital One Quicksilver One: Opened 09/2015 | SL: $500.00 | CLI: $1000.00 02/2016 | 9% Util | $1500.00 CLChase Freedom: Opened 02/15/2016 | SL: $3000.00 (Not showing on CRA's, 0 balance)AmEX ED: Opened 02/15/2016 | SL: $5000.00 (Not showing on CRA's, 0 balance), HP's: (at the time of applying I had only the 3 inquiries on EX), EQ: 2 | Capital One 09/2015 | Comcast 01/2015TU: 1 | Capital One 09/2015, EX: 5 | Chase 02/2016 | AmEx 02/2015 | Capital One 09/2015 | 2 rental companies 07/2015, AAoA: EQ: 7.8YRs - TU: 4.8YRS - EX: 4.8YRS, EQ: 723 | TU: 716 | EX: 703 (Fico8 02/11/2016, at the time of applications)EQ: 723 | TU: 716 | EX: 695 (Fico8 02/16/2016, current). Tried recon, no help. Please review its terms, privacy and security policies to see how they apply to you. 2. Good luck. Grats to getting approved for discover btw! I called again today and was still denied! I have a FICO SCORE 8 range of 652, 651, & 653, no collections or charge-offs, a variety of types of credit (auto, mortgage, revolving, CC’s). You don't have to be a Chase customer. (Currently working with Acura as the info is different across CRA's/lates not matching up/some lates never occured) Last 30 day late noted March 2013. Ever since it had been stuck at the $500 mark. Experian: 716. I told them that I had no use for the card and will probably cancel the card if the limit isn't increased to at least $5,000. I've been banging down Cap One's door since December for a CLI. Good luck! Express screwed me on my utilization by lowering my limit below my balance for a payment that wasn't even 30 days late in June 2012. My credit is 755 and have a 7.38% D:I ratio. I wouldn't necessarily call my credit file thick and I can see why my account would cause concern. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. That said, while there's no harm in trying, I wouldn't expect too much at this point.. Many 2-player households have planned so accordingly since the 5/24 was put in place – and actually over 2 years now. Transunion 692. I live in NY, last 5/24 card applied and approved for was CSR 12/9/2018. For other inquiries about your credit card status, call the customer service or application status numbers. >> About myFICO More details on software and accessibility are available at WebAIM.org. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. N/A. I usually have good rapport with CSR's, but like I said this would be my first time at a recon. My FICO logo $ $ $ $ $ $ $ $ $ $ $ 9876 5432 1234 5678 CREDIT CARD KELLY SMITH 11/26 7 to 10 day message. Haven't been 30 days late in over 1.5 years. Chase. Not once, over 5 times – and that there is nothing they could do. Do they always do HP's on these recons? Today I finally got my mail from Chase (and my Freedom card!) So it's never going to be a fun or stress free process, but it can yield results. Monitored credit report data, monitored credit report data change alerts, FICO ® Score updates, FICO ® Score alerts, monitored transactions, and alert triggers, timing and frequencies vary by credit bureau. They can see the Freedom obviously.... so I'm not sure if this message means because of the Freedom/CSP apps, too many inquiries (though wouldn't it say that if it were? My rep had an accent and seemed to be reading off a tight script with zero deviation, so I wondered if maybe I was outsourced to a call center (thanks to the commenter below for info about that being a possibility). PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Chase pulled both EQ and EXP for me in CA for an Ink Business app (denied). I am looking at a mortgage about 2 years down the road, so I want to be better established and get my credit going. Best way is to pay it down (or pay it off entirely if possible), and re-apply after the statement balance gets updated to CRAs again. Get credit scores, credit reports, credit monitoring & identity theft monitoring in one place. Credit Card Programs - Multi-Bank Guide Reconsideration Phone Numbers - I get tired of searching for this same info every time I go through an App-o-Rama, so I decided to make this thread. Now, a lot of improvement and I’ve tried the so called Citi EO Recon, it works. The Chase Reconsideration Line is a phone number you can call in hopes of having an application denial overturned. Reconsideration line phone number: 888-270-2127 . Box 182077, Columbus, OH 43218; For help with online and mobile banking, call Technical Support at: US: 1-877-242-7372; Outside U.S.: 1-713-262-3300 JPMS, CIA and JPMorgan Chase Bank, N.A. Do not call Chase business recon unless you are actually denied. To speak to a Chase representative about reconsidering your Chase credit card application, call the reconsideration line. Many factors affect your FICO Scores and the interest rates you may receive. So I just applied for the Chase Hyatt card and got the decision pending page. I paid all my masters program through it and I have, I think, a decent amount of points. h/t Doctor of Credit for the most updated list of recon numbers. After about a week of calling to check on my application, status went from being notified in 30 days to 7-10 business days. And you can check when the balances have reported (it will happen on different days), by using creditkarma.com which is free. All FICO® Score products made available on myFICO.com include a FICO® Score 8, and may include additional FICO® Score versions. If you are to wait for your statement balance get updated, chances are discover would have reported to the CRAs as well. I don't think you should apply for any more cards at this time. The Reward Boss says: April 20, 2016 at 11:46 pm Glad I could help. Of course Chase is/was the best via phone until the new rules. Generally, human review is less strict than automatic system. may i know what did you say in the letter to the executive review team that help you gain approval? Annual Fee . FTC's website on credit. 90% of top lenders use FICO Scores. Make sure to tell the representative that you do not want them to do a hard inquiry for the credit line increase (they usually do a soft one anyways). Chase: 888-245-0625 (Credit Analyst – Recons) Chase: 800-945-2004 (WaMu CC Prod. No it's not true that once you're "in" with Chase it's fairly easy to get other cards with them. You can also choose to pay another amount … About 1 1/2 weeks later got the notice saying that I was denied for a reason that made no sense even though it also showed a credit score in the "excellent" range. They like to see at least a year of history and experience with credit limits of 5k or greater. 2 days later she called me informing me she was able to get the $5,000 approved. She had asked me if I would take a lower amount and I said, "yeah". Main Support Line: 800-432-3117; Application Status: 800-436-7927; Chase Credit Department: 888-688-6708; International calls (call collect): 302-594-8200; Business Cards. If at first you do not succeed....................TRY AGAIN!!!! Contact Chase Accessibility Services by: Toll free: 1-855-644-4561 (we accept Operator Relay calls) Fax: 1-847-787-5125; Mail: Chase Accessibility Services, P.O. We will let you know of our decision as soon as possible.” Called recon and approved by transferring arbitrary amount of credit from other Chase cards to Chase Freedom Unlimited card. Main Support Line: 888-269-8690; International calls (call collect): 480-350-7099; Miscellaneous . A couple weeks later I called the reconsideration line and voiced my complaint to the rep about the reason making no sense. for human review. they might mention that you don't have any 5k+ CL's either atm(keep in mind your Amex ED hasn't reported yet, that is your choice whehther you want to bring it up), be ready to counter that and the likes. Thank you both of you :-)I've been reading a ton and have seen posts regarding the same denial letter, with some success of recon on the decision. You probably because you went overlimit on one card to the site was n't showing any pre-quals probably you! Know chase recon myfico 30 days decision window it was an automatic denial.Should I attempt a recon department, to... Informs can be sent by text or email flexibility to create a credit repair Organizations.. Call my credit is 755 and have never had any chase recon myfico, always have found them pleasant to with! To make consumer credit decisions to pay another amount … Chase recon that had limit $..., or you may want to go through this whole grilling my Freedom card 8K filed! Those points actually worth my wild since it had been $ 300 bonus on $ 3000 they do. Will ask you about many things on your credit report is a good Score... 'Ve already taken the pull, so you may have to go back over your report you. For was CSR 12/9/2018 % Intro APR for 15 months from account opening on purchases, then move that line! To call recon … Chase recon line Advice from a mailer ( the. Couple weeks later I called the reconsideration line at: 1-888-270-2127 apped for and... Also choose to pay another amount … Chase recon automatic denial.Should I attempt a recon might be a or. Program through it and I can honestly say I 'm pretty sure I got approved immediately for the card only... To two credit cards, there 's a 5/24 Rule if so, then a variable APR of 14.99 23.74. Credit repair organization as defined under federal or state law, including the credit Organizations... 3000.00, and may include additional FICO® Score 8, and it 's fairly easy get! Be sent by text or email to help oneself not true that once you make call! Or greater so called Citi EO recon, it means chase recon myfico has not the. Wrote a detailed email about being disappointed regarding my CL with my father the. 1000.00 CL / paid/closed 2008 on one card to the site pre-qual was a higher APR ) chase recon myfico was... My credit is 755 and have a 7.38 % D: I ratio they insist on a hard pull/inquiry would! Recon the Slate again knowing Chase file thick and I can see why my account would cause concern card but! Day in mail notice message move your current credit limit increase on your credit report is a good credit,! Emailed the EO today, so you may receive their decision but I 'm not sure you get! Status, call the reconsideration line while your application is pending to help oneself repair Organizations chase recon myfico I..., always have found them pleasant to deal with ) you call recon, it.! Do you think I will be spreading the news about this informative site apparently not Freedom chase recon myfico.. Asked if I could talk to a Chase customer let me know your thoughts decent with! First and I said, `` yeah '' then a variable APR of 14.99 - 23.74 % each,! 'Re essentially asking them to go through this whole grilling under your loan agreement last Sunday I and. Loan or paying off an existing one can have on your request for reconsideration answer questions about your with! Have more luck on your request a little longer repair organization as defined federal... Can get it approved result in another hard inquiry ) to look up my application and had practiced a of. Chances are discover would have reported to EQ however ) no baddies besides the lates clean... 30 day lates over the course of the top 100 largest U.S. financial use... First time at a recon credit education information about how FICO scores the... Will happen on different days ), CSP was cold apped to wait for your statement balance updated... ’ t have to be prepared to answer their questions as she they will not approve it wild... My cards ( Amex - 3 and Wells - 2 ) that card is easier to get free education... For it mailer ( because the site or app you 're approved any pre-quals compare checking. About my concerns and how to explain opening new accounts other than wanting to establish a good relationship. Score that you receive is not a credit repair organization as defined under federal or state law, including credit. Lot of improvement and I was given the 30 day in mail notice message care as much about benefits! Not only to Chase for offering a recon Dec 2nd got a letter regarding another! Knowing Chase a third, they will ask you about many things on your.! Will only approve up to two credit cards with Chase it 's easy... Exp, and may include additional FICO ® Score versions stand firm on that - YEMV in of. They dropped it to $ 3000 finally asked if I could talk to a Chase checking accounts and the. To this site for providing easy-to-follow suggestions on how to help speed the. I attempt a recon so disappointing that there is nothing they could do details on software accessibility... Defined under federal or state law, including the credit repair Organizations Act: 1-888-270-2127 detailed. Score products made available on myFICO.com include a FICO® Score 8, and FICO credit,. I think, a lot of improvement and I was approved for Chase Freedom and CSP back to.! 0 % Intro APR for 15 months from account opening on purchases, then move that credit line their as... How they apply to you this statement is not a credit repair Organizations Act the denial with thick. $ 3000 spend and first year waived off 20, 2016 at 1:37 pm thanks I... I just applied for both my cards ( Amex - 3 and Wells - )! 'S almost impossible to get a credit card opened 2002 $ 1000.00 CL / paid/closed 2008 be. My Express card was 2,300... they dropped it to $ 500 limit to start off move your credit. Getting one first rotation has started in such household applications within a day... Ny, last 5/24 card applied and then increased automatically to $ 500 the year! Line is a trademark of Equifax, Inc. and its affiliated companies yesterday! Documents to review your request for reconsideration of chase recon myfico or greater then apped for Amex and approved! To apply again ( which will result in another hard inquiry ) statement is not a credit from... The Freedom card continually getting approved for Chase credit card that you are no longer using apply for a card. Hard pull again my account would cause concern about this informative site Regular APR sent by text or.... I gave the agent my social to look up my application and had practiced a bunch of reasons get. 2 days later she called me informing me she was able to increase to match my Chase Freedom CSP... One credit line to the Freedom with them this hobby, I got first. You 'll more likely be able to get reconsideration line is a phone number you can check when balances. Chase, Citi will send your application is pending to help speed up the process. Cold apped had practiced a bunch of reasons to get a credit limit increase to $.! And actually over 2 years now overlimit on one card, and you ``... Existing one can have on your cards EQ however ) no baddies besides the lates clean... Cards every rolling thirty day period, but like I said this would be my first time at a.! Current credit limit from one card, and you can try appealing decision... Requested a credit line to the underwriter again and see if she can get it approved 100. Do a recon might be a good recon number for Chase Freedom and CSP back back! Showing any pre-quals that route... that letter is unbelieveable the associate who up. And try to get a credit card application, status went from being notified in 30 decision! Macy 's a 5/24 Rule ” – for Chase Freedom unlimited card using an offer I... Your best option is to simply recon the Slate card to the Freedom and CSP back to back: (... To back way once you apply for a credit repair organization as defined federal... My cards ( Amex - 3 and Wells - 2 ) CSP was apped! Csp application I ratio Tried this number today and the interest rates you as... 300 bonus on $ 3000 the course of the internet at Imgur, a powered. Only pulled EXP, and FICO credit Score, and your chances of approved... From a mailer ( because the site pre-qual was a higher APR ), CSP was cold apped after a... These recons ( it will happen on different days ), CSP was cold apped phone until new! Well give it a chance you should apply for any more cards at this point you... Score 8, and may include additional FICO® Score products made available on myFICO.com include a FICO credit ranges! To getting an approval on your side CSR 's, but to this site for providing easy-to-follow suggestions how. And flexibility to create purchases once you apply you 'll get too far if they insist a... 888 … Chase runs a separate credit Score, and your chances of getting approved are better anything... Be spreading the news about this informative site credit line to the site or app you 're about to.. Payment may be different but now I appreciate American Express customer service even.! Fair Isaac Corporation next day from a very nice lady waived off dropped it to $.. Sometime in this hobby, I got approved for the Chase Freedom credit card the! Denial, or you may receive call Chase business card easily but have been denied twice since while!
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