I called the reconsideration line a couple of days later and a very nice young lady spoke to me, asked me a couple of questions and then told me I didn’t have a long enough credit history and denied me again. Did you apply for a promotion offer? That's probably the reason if you did. Barclays Credit Card Reconsideration. Cookies help us deliver our Services. 5 accounts within the last 2 years doesnt seem that high. Before calling the reconsideration line, there are two rules you need to be aware of: 1. I’ve also never had success in getting a denial reversed by calling the Barclays reconsideration line. Capital One Reconsideration Line. Applied for 50k for $4k spend on Amex website so yeah a promotional offer. Bonus is broken down as follows: Earn 65,000 miles after $1,000 in purchases within the first 90 days; Earn 10,000 miles when a purchase is made on an employee card Bank of America® (866) 458-8805– General Account and Reconsideration Line (877) 721-9405– Personal Application Status Line (800) 481-8277– Business Application Status Line - Originally Posted by jeff191 Just called the number, as it turns out I got approved yesterday. Before you call the reconsideration line, prepare. Press question mark to learn the rest of the keyboard shortcuts. Backdoor Credit Card Company Phone Numbers “Backdoor” number is the one that gets you past frontline customer service representatives and connects you directly to the Credit Analysts or the Credit Departments or the Account Managers or the Account Specialists (different lenders call them differently). To talk to a Barclays personal credit analyst for reconsideration of a Barclays credit card application, you can use the reconsideration line. To check the status of your application, call the customer service line or check the online application status page. 800 432-3117 – General Application Status Line, automated 888 245-0625 – Personal Reconsideration Line with a live rep 888 609-7805 – Alternative Personal Reconsideration line with live rep 888 871-4649 – Alternative Personal Reconsideration with live rep 800 453-9719 – Business Credit Card Reconsideration Line with live rep Barclays has a dedicated reconsideration line, but you may also have success calling the general customer service line. Should I call recon again for a different rep or just reapply in a month? I *immediately* got online and applied for Chase Freedom Unlimited and was approved for $6400 on the spot. (2) If you do not get instant approval, call the reconsideration line immediately. Press question mark to learn the rest of the keyboard shortcuts. They are open Monday through Friday at regular business hours (I made the mistake of calling on Saturday once), and you typically get a credit analyst on the line right away (no phone tree) If you applied for a regular offer and got denied, no idea why that would have happened. This process doesn’t always work, but if there’s a $1,000+ welcome bonus on the line, it’s worth spending a few minutes on the phone trying to salvage it. The Barclays dedicated reconsideration line is … Unfortunately, the lending bank, Barclays, seems to deny a lot of first-time cardholders, even if they have good credit. For specific credit line questions, try the dedicated number. To speak to a representative about reconsidering your Chase credit card application, call the reconsideration line. To reach a representative with general questions about your application status, you can call the general card services line at (888) 232-0780. But I have had success using this strategy with Chase applications. Barclays Reconsideration Line: 866 … Please ask questions and contribute to the knowledge surrounding credit cards. You may also have success through the general card services line. Rep didn't know why there was a delay, but as it turns out, no issues. I called the Barclay reconsideration line and was told immediately that the reason for my rejection was because they were unable to pull my TransUnion report. Maybe I was extra motivated due to burning a stash of American Miles on my recent trip to the Galapagos Islands. It is important to pay them in full and on time. Business: 866-710-2688, open 8AM-8PM ET; You can also view a pending application status online or by calling 888-232-0780 then dial 3 (same operating hours as above). But many redditors have had success simply calling the reconsideration line, and ended up with a low limit that they could raise at a later date. This website uses cookies to personalize content and ads and to analyze traffic. Customer service: 800-625-7866. It is important to pay them in full and on time. Still shows up in all my credit reports. So I called into the Barclay reconsideration line, which is 866-408-4064. 2. So I applied for the Amex Gold last week. Find contact details for our operations in different regions (Europe, Asia Pacific, Americas, Africa and Middle East) and Group. I know this is an issue to take up with credit bureaus but how is Amex seeing this information when it is clearly untrue? The reconsideration line for Barclays is 866-408-4064 and connects directly to an Analyst for a full list of Reconsideration Lines for the Card Issuer’s please check out this excellent post by Darius at Million Mile Secrets. People are getting themselves prepared so they have the best chance of getting approved as well. FICO8 5/17 EX 550 EQ 560 TU 555 11/17 EX 722 EQ 720 TU 746 Penfed promise 9K- Penfed PCR 1k - NFCU Cash Rewards 500 -NFCU CLOC 7.5k - NFCU Auto loan 22K - Walmart 10k- Dicks Rewards 10k- Credit One 500- PayPal2% MC 2K- Stash Hotel’s Visa 7.9K -Cheapo Air Visa 2.4k - Williams Sonoma 2.6k - Boscovs 4k -SPGV 4.5K - Amazon 10K- VS(FTW)1k - Fingerhut 1.3K- BP VISA 1K - Indigo 300 Personal: 866-408-4064, open 8am till Midnight 7 days a week. Reconsideration Line Think I’ll garden for a while then check Instagram for one of their ads with the 50k for $2k. I have personally never used it). Press J to jump to the feed. After discussing with her, she said that "based on what you had told me, I will push forward a recommendation for approval and all you need to do is fax in pictures of your social security card, driver's license, proof of residence, and last two pay stubs." What are their rules pertaining to history of closed accounts? Thanks again for the new phone number, it was so much better calling that one and having a New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. Capital One doesn’t have a dedicated reconsideration number, but you can call customer service. March 17, 2016 Credit Cards Chase, United Airlines, United Explorer Card Michael W. The offer kept coming and I was enticed to apply for a new card from Chase but I resisted until a month back. The Approval. ... Barclays UBER - 11m (no longer use) Chase Freedom - 9m. The Barclays reconsideration phone number is 866-408-4064. You’ll automatically be routed to a Barclays personal credit analyst. I’ve even written a post before listing out the Barclay reconsideration … Barclays actually focuses on the credit report more than anything else. Reconsideration: 1-866-408-4064; General Customer Service: 1-866-928-8598 Much of the conventional wisdom around signing up for credit cards says that if you are denied when applying for a credit card, that you should call the “reconsideration” line to try and get an approval. Credit Card Programs - Barclays credit card reconsideration? There are multiple numbers you can call for Barclays reconsideration. These are some of the steps you can take to be ready to make the call. So I decided I would call them again. I have a credit score of 660-680 (from credit card platform, Capital One Credit Wise, and Credit Karma), 1 credit card with no missed payments, and an unsubsidized student loan that I am actively paying off. Chase Reconsideration Line. Barclays Reconsideration Line. No weekends. In case you did not know already, the Chase Reconsideration phone number line for personal credit card is 1-888-270-2127. So today, I applied for the Uber credit card and was declined. The Chase reconsideration phone number line for Business cards is 1-800-453-9719. If you enjoyed this post please sub to my newsletter below, and stay up to date on all rewards news. That being said, one of my colleagues was actually immediately denied for the CitiBusiness® / AAdvantage® Platinum Select® Mastercard® in January 2018, with the reason given that he had reached the “maximum number of Citi credit cards.” Barclays Reconsideration Line. So I applied for the Amex Gold last week. Total Accounts: 7 open, 1 closed. Experian and CreditKarma both return the same information. Press J to jump to the feed. 2. The Barclays Reconsideration Phone Number is 1-866-408-4064 if you ever need to make this same phone call. Main Support Line: 800-847-2911 International Support Lines: Select your country on the Visa site to find the applicable toll-free support line International Collect Line: 303-967-1096 So today, I applied for the Uber credit card and was declined. I hope this helps you with a pending status or denial on one of the Barclays. That’s really odd. I was really bummed because the Barclays Rewards card is the one card I wanted the most. Help. Personal credit card line: 888-270-2127 If you’re not approved, or even having an application under review, you will want to call up a Barclays credit analyst. I had this problem happen to me for my … Barclays Application and Reconsideration Line. If you haven't heard from them and want to talk to someone, you can call: Chase Customer Service: 800-432-3117; Chase Application Status: 800-436-7927; What to Say on a Reconsideration Call I'm at 3 and I got approved for BCP. You can reach them Monday through Friday from 8 am to 10 pm and Saturday to Sunday from 8 am to 8 pm . Filing suit to collect The length of time during which a consumer can be sued to collect a debt is set by the statute of limitations that applies to the state where the consumer resides. As always, email me or comment below if you still have questions or want to share your Barclays story. They're open Monday to Friday from 1PM to 10PM. Barclays Reconsideration Line. Reconsideration Line Success: Chase United Credit Card. Barclays Reconsideration phone numbers 866-408-4064 (from posts #28 and #51) 866-408-4065 (from post #2) 866-369-1283 (from post #7) It's not a guarantee, but assuming your documentation supports everything you said either verbally or on the application, I don't see why they'd go through all that to just deny you anyway. Did you type in the right SSN? When you call, be friendly and explain why you are looking to have the card. In my experience, they are pretty accommodating but can be inquiry sensitive and they like to see that you’re actually using their credit cards. A subreddit for discussing any aspect of credit cards. New Chase Reconsideration Line Phone Number You might want to bookmark this post for future reference as it appears the reconsideration phone number for Chase cards has changed. I called the Barclay reconsideration line and was told immediately that the reason for my rejection was because they were unable to pull my TransUnion report. Per Reddit , it appears the old reconsideration number of 1-888-245-0625 is no longer in service but there is a new, working reconsideration number which is 1-888-270-2127. What is the Chase reconsideration line phone number? I have NEVER transferred a balance in my life... wtf is going on?? Barclays representatives are available 24/7 to assist customers. ... help Reddit App Reddit coins Reddit premium Reddit gifts. A quick call to Citi’s reconsideration line (1-800-695-5171) should help you get approved by moving some credit from another card to the new one. Barclays is offering a bonus of up too 75,000 miles on the business Aviator card. Barclays credit card reconsideration line. Chase 2/30 - if you have more than two applications within the past 30 days, Chase will not approve you. So got rejected, called the reconsideration line and was told I have 4 collection items on my report (this part is accurate - however they are old medical bills about 5-6 years old) and this was the reason they could not proceed. Got denied because "based on your credit report, you have too many new bank card accounts". This is a DIRECT number, so you will immediatly be routed to a customer service rep. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. Like the 50K for $2K spend or any other offer? ... reddit. Shut down by Amex Reconsideration Line. After doing some of my own Google and Reddit research, I see that everyone says that once they reach this step, they get "approved;" however, what the analyst said was that she is going to push forward her recommendation for approval. You might wanna pull your credit report sounds like you might have some fraud on it. Is that another word for approval as long as I submit the documents that she requested? There’s no hard-and-fast rule for what works and what doesn’t in a reconsideration call, but I usually try to explain to the agent why I want/need this new credit card and how I see myself using it. Thank you for all the help! I had this problem happen to me for my other applications and they eventually worked out. Personally, I’ve never done this with Barclays. The reconsideration line is 866.408.4064. So, if your score is not above 700, you will have a harder time getting a Barclays credit card approved. A subreddit for discussing any aspect of credit cards. Like the FICO report you have to pay for? Please ask questions and contribute to the knowledge surrounding credit cards. Current cards: (list cards, limits, opening date), Kohls Card - 25y4m (my Dad opened it in my name before I was born somehow, maybe I'm just an authorized user. So after explaining that part, the credit analyst started to ask me questions about my job, income, employment status, and my other credit card (I only have one). Apple Card is set to release this summer and there is a good chance we're going to at least get some more details about it next week at WWDC, so everyone is starting to gear up to get ready to apply for Apple Card when it is officially released. Chase 5/24 - if you opened more than five credit card accounts within the past 24 months, you'll automatically be rejected. By using our Services or clicking I agree, you agree to our use of cookies. That’s the only thing I can think of. Utilization: 2%. But you’ll have to call the Barclays reconsideration line (866-408-4064) to get this done.
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